Payment Gateway Fee & Payout Workbench

Analyze transaction fees for Stripe, PayPal, Square, and Razorpay. Calculate cross-border international surcharges, compute exact reverse invoice amounts, and compare processors side-by-side.

Processor Preset

Transaction Amount (Invoiced)

Standard Fee (%)

Fixed Fee ($/₹)

Add-on Surcharges International Card (+1.5% Cross-Border Surcharge) Currency Conversion FX (+1.0% Currency Conversion)

Net Payout to Your Bank

$970.70

Invoiced Amount: $1,000.00

Total Processing Fee: $29.30 (2.93%)

Base Processor Fee: $29.30

International/FX Surcharge: $0.00

Target Net Payout

Calculate the exact amount to bill your client so that after payment gateway deductions, you receive 100% of your desired earnings.

Amount You Want in Your Bank ($/₹)

Processor Fee (%)

Fixed Fee ($/₹)

Client paying with International Card (+1.5%)

Required Invoice Total

$2,574.97

Your Guaranteed Net Payout: $2,500.00

Total Processing Fee to Cover: $74.97

Invoice Note: A merchant processing fee of $74.97 has been included for online credit card payment. To avoid processing charges, you may remit via direct bank wire / ACH transfer.

Cross-Gateway Fee Comparison Matrix

Compare real take-home payouts across the world's leading payment processors on any transaction.

Test Transaction Amount ($)

Processor	Standard Pricing	Total Fee Deducted	Net Cash Kept	Effective Cost